If you were in a car crash and have started the insurance claim process, sometimes the at-fault driver’s insurance company will call, leaving you wondering why they are calling and how to manage the situation. You are not required to have a conversation with another driver’s insurance company, and it is always recommended that you don’t. The best accident lawyer will tell you that there are major disadvantages to discussing the situation with the at-fault driver’s insurance since they are not looking out for your best interest. Instead, they are seeking the best results for their company and policyholder, which is to limit or deny the claim.
Your best option is to work with a top accident attorney Las Vegas to help guide you navigate the complicated insurance claim process which could end in litigation. Keeping reading to understand why it is important to contact a top accident attorney LV!
Once the insurance company is informed of the accident, this opens the claims process, and an investigation is performed. An investigator from the at-fault party’s insurance company must gather all information to decide if the driver is liable. This includes obtains police reports, speaking to witnesses, and taking video or photos of the accident.
Why the Insurance Company May Contact You
If you are injured in the accident, you are a critical witness. The adjuster will confirm the facts including the weather, when and where the crash occurred, and the traffic conditions. They will also request your version of the accident. While their questioning is not intended to be nefarious, they also are looking out for the interests of the policyholder to ensure they are not liable. They are looking for an indication that you were negligent or careless in some manner, which would extend part or all the accountability to you.
How to Manage These Calls
If an insurance company contacts you following an accident, remain calm and be polite if you chose to speak with them instead of contact the best LV accident lawyer. Before agreeing to answer any questions, request the adjuster’s name and title, along with their company. If you choose to speak with the employee and not to speak with an accident law group first, only provide the bare minimum information. Give them your contact information but do not offer information about your injuries, accident, insurance claims, or company.
Here are a few other tips if you receive a call:
Do Not Approve Recording the Conversation
Most insurance adjusters try to be chatty and convince you they want the best information about the accident. One of their best tricks is to convince you to allow recording the conversation. Don’t do it.
Never Admit Fault
In many instances, the details of the accident can be blurry, especially if you suffered from whiplash or a severe concussion. You may not even be sure who is to blame, in any case, never admit responsibility sine you can damage your claim.
The Policyholder’s Insurance Company is Not Your Friend
The goal of the policyholder’s insurance adjuster is to pay you as little as possible. They are not considering your best interests and do not care about the severity of your injuries.
You Can Incriminate Yourself
An adjuster will probe you with questions that seem unrelated to the incident to force you not a settlement. When you speak with the insurance company, there is a risk of damaging insurance claims.
You’re Note Legally Obligated to Speak to the Adjuster
Most states only require you to speak with your own insurance company so if you are uncomfortable speaking with the at-fault driver’s insurance then you can decline to talk to them, ask them to call your insurance company or tell them you want a lawyer present during the call.
Should I Hire a Lawyer?
Yes, hiring a top in NV LV auto accident lawyer like Bryan Boyack is the best option for protecting yourself, especially if you are injured and face lost days are work. Insurance adjusters have these conversations daily, so you need a top accident attorney Las Vegas to ensure you are not taken advantage of and get the benefits you deserve. Call today for more information!
Please call Las Vegas Personal Injury Attorney Bryan Boyack at the Boyack Law Group for more info on how we can help. Call now